USSD-based mobile banking enables you to send money, check account balance, mini statement and more without internet connectivity.

It’s not just about non-smartphone users. There are times when we don’t have access to the internet, and this is precisely when USSD-based mobile banking can be a savior. Here, USSD is the abbreviation for Unstructured Supplementary Service Data.

How it works

How to register
  • Dial *120*2272# on your phone
  • Follow the prompts to register for USSD banking
  • Once registered you will be able to check your balances immediately
  • The full range of services will be available 24 hours after your registration
What you can do on USSD banking
  • Check your account balances
  • Apply for an Absa Personal Loan
  • Top up your contactless card wallet
  • View and redeem your Absa Rewards
  • Send money using Cash Send
  • Buy Prepaid electricity
  • Buy Prepaid airtime, data and SMS bundles
  • Get account mini-statements
What are the benefits of USSD banking?
  • USSD banking is easy and quick to use
  • You don’t need a smartphone – USSD banking works on any handset type
  • You do not need data services
  • No downloads or apps required